EBA finalised the instructions/templates for their report
Following Leaseurope’s success in securing a specific leasing clause in CRR III (Article 495c), discussions with the European Banking Authority (EBA) on the methodology and data templates for the mandated leasing report have concluded. The EBA’s report, covering both the Internal Ratings-Based (IRB) and Standardised Approaches, will form the basis for the European Commission to submit a legislative proposal specific to leasing to the European Parliament and the Council by 31 December 2028.
Leaseurope has actively engaged with the EBA since November 2024, supporting the development of a methodology that reflects the low-risk profile of leasing and the design of data collection templates. These templates have been distributed to the banks participating in the Quantitative Impact Study (QIS), and an EBA workshop was held on 20 February 2026 to review the templates and address practical questions from the industry. Leaseurope will continue to support members in coordinating with parent banks to ensure accurate data collection and will keep them informed of developments and opportunities for engagement throughout the process.
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