Media and events

EBA finalised the instructions/templates for their report

Following Leaseurope’s success in securing a specific leasing clause in CRR III (Article 495c), discussions with the European Banking Authority (EBA) on the methodology and data templates for the mandated leasing report have concluded. The EBA’s report, covering both the Internal Ratings-Based (IRB) and Standardised Approaches, will form the basis for the European Commission to submit a legislative proposal specific to leasing to the European Parliament and the Council by 31 December 2028.

Leaseurope has actively engaged with the EBA since November 2024, supporting the development of a methodology that reflects the low-risk profile of leasing and the design of data collection templates. These templates have been distributed to the banks participating in the Quantitative Impact Study (QIS), and an EBA workshop was held on 20 February 2026 to review the templates and address practical questions from the industry. Leaseurope will continue to support members in coordinating with parent banks to ensure accurate data collection and will keep them informed of developments and opportunities for engagement throughout the process.

Commission publishes large automotive package with major impact on leasing and rental companies

Leaseurope influencing Council and Parliament to boost the issuance of lease securitisations

The EU is currently revising its securitisation framework with the aim of removing unnecessary barriers to issuance while preserving financial stability. Following the European Commission’s proposals in summer 2025, both the EU Council and the European Parliament have now set out their initial positions, with negotiations in Parliament ongoing ahead of trilogues expected later in 2026. These reforms are a key opportunity to strengthen the role of securitisation in financing the real economy, including through lease-backed transactions.

Throughout this process, Leaseurope has been actively engaging with EU institutions to ensure that the specific features of lease securitisations are properly reflected in the revised framework. Through targeted advocacy and technical input, Leaseurope has helped raise awareness of issues affecting auto and equipment lease Asset-Backed Securities (ABS) securitiation, contributing to improved proposals on resilience criteria, tranche definitions and risk-weight calibration. Leaseurope will continue its engagement to support a final outcome that enables greater use of lease securitisation to fund European households and businesses.